McKinney, TX Real Estate Guide

Prices, neighborhoods, schools, commute and property taxes for 2026

McKinney is the Collin County seat, a city of about 236,000 people roughly 30 miles north of downtown Dallas, and home base for Melissa Avara Realty Group. This guide covers what homes cost, where to look, the commute and the taxes, with numbers current as of fall 2026.

What does a home cost in McKinney, TX?

The median sale price in McKinney was $490,000 in August 2026, based on NTREIS MLS data compiled by the Texas Real Estate Research Center at Texas A&M. Most homes sell between $400,000 and $700,000, and prices have held roughly flat through 2026.

That middle band covered about 62% of McKinney sales in August 2026, with about a quarter under $400,000 (MetroTex data reported by Community Impact). West McKinney (75072, around Stonebridge Ranch) runs highest. North McKinney (75071) has the most new construction and the most homes for sale. Homes took a median of 55 days to sell and closed at about 94% of list price, so buyers have room to negotiate.

Which McKinney neighborhoods should you look at?

Start with how you want to live day to day. Stonebridge Ranch and Craig Ranch are established master plans with golf and amenities. Historic Downtown and Tucker Hill offer walkable character. Trinity Falls and Painted Tree in north McKinney have the most new construction.

Who is McKinney a good fit for?

McKinney fits buyers who want more house per dollar than Frisco or Prosper, a real historic downtown, and a choice between resale and new construction. It works well for relocating buyers, 55+ buyers looking at Del Webb at Trinity Falls, and investors watching east McKinney.

Frisco's median was $675,000 in August 2026, about $185,000 above McKinney's. The tradeoff is distance from the Dallas North Tollway job corridor, and US 380 traffic on the north side is a real factor. Moving from out of state? Read the relocation guide.

What is the commute from McKinney to Dallas, Plano and DFW Airport?

Without traffic, plan on about 10 to 25 minutes to Legacy West in Plano, about 40 minutes to downtown Dallas, and 40 to 50 minutes to DFW Airport, depending on which side of McKinney you live on. Rush hour adds time, especially on US 75 and US 380.

Craig Ranch, along SH 121, has the shortest drives, and north McKinney has the longest. McKinney is not a DART member city, so there is no commuter rail. Commercial flights start at McKinney National Airport (DTX) on November 11, 2026, with Avelo nonstops to cities including Orlando, Tampa and Las Vegas.

How much are property taxes in McKinney?

Expect a combined rate of about 1.71% of taxable value for 2026 at a typical McKinney ISD address, before any MUD or PID. Owners who live in the home subtract a $140,000 school homestead exemption, so the effective rate on a primary home is lower.

That combines the City of McKinney ($0.412 per $100), Collin County ($0.151), Collin College ($0.081) and McKinney ISD ($1.066 if the November 3, 2026 propositions pass; last year's rate was $1.104). Check MUD rates by address. See the property tax comparison for all five cities.

Which school districts serve McKinney?

Most of McKinney is in McKinney ISD, which earned a B from the Texas Education Agency for 2025-26, with all three of its high schools rated A. Craig Ranch and parts of the southwest side are in Frisco ISD, and newer northwest communities are in Prosper ISD. Confirm by address.

Melissa's take on McKinney

McKinney is home for me, so I know it street by street. Right now buyers have room to breathe, and a lot of sellers are open to talking about price, repairs or closing costs. If you're moving here, I'd start by touring Stonebridge Ranch and Craig Ranch, then we can compare them with the newer communities up north. And please spend a Saturday downtown before you decide. Grab dinner, walk the square, and you'll see why people fall in love with this town.

Keep exploring

Thinking about McKinney? Call or text Melissa at (214) 280-4317 or send her a message.

Last updated October 2026. Data: NTREIS Monthly MLS Summary, August 2026 (Texas Real Estate Research Center); MetroTex Association of Realtors via Community Impact; Redfin; City of McKinney, Collin County, Collin College and McKinney ISD 2026 tax rate actions; Texas Education Agency 2025-26 ratings.